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Fast Track Loan

Need a loan fast? St. Raphael’s have introduced a new faster loan process for our Garda and retired Garda members. You can apply for up to €15,000 today through our Fast Track Loan regardless of the loan purpose. We will give you a decision within 3 business hours!

  1. Do you need a loan at short notice? ✓
  2. Are you a member of An Garda Síochána? ✓
  3. Are all your loan repayments up to date? ✓


If the answer is YES then contact us by email [email protected] or Facebook Messenger and we will call you back within 30 minutes or simply call our office on 0818 247 365.

We may require an up to date payslip if we don’t have one on file. If you haven’t previously updated your proof of address, photo identification or PPSN we may ask you to do so.

Repayment Frequency


Lending criteria, Term & Conditions apply


5 years

Please note that this calculator only provides an indicative quote and actual repayments may vary. All loans are subject to terms and conditions. St. Raphael's Garda Credit Union Limited is regulated by the Central Bank of Ireland. Lending terms and conditions apply.
You must be over 18 to apply for a loan.
Security may be required. The above calculator does not include top-ups. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
*APR = Annual Percentage Rate