In St Raphaels, we understand that your financial circumstances can change over time, and, on occasions, you may need to amend your repayment arrangements or need support where difficulties arise, including sickness or injury.
If you find yourself in this situation, just get in touch with the team here, who will be happy to help you and discuss with you how best to manage the problem.
This could be where you have a missed a payment(s) already, for whatever reason, or in some cases before missing a payment (Pre-arrears).
Our goal is to help you meet your repayment commitments and maintain a positive credit rating.