Home Improvement Loan

Borrow between €25,000 - €100,000

4.75% variable

Builder and Garda hat

Calculate your loan repayments

Borrow between €25,000 - €100,000 over 10 years

98% Approval Rate

Applying is quick and easy and there’s a 98% chance you’ll be approved! 

Flexible Repayments

Choose between weekly, fortnightly or monthly repayments.

No Early Repayment Fees

You won’t be charged extra fees if you decide to pay your loan back early. 

How to apply

Mobile Banking

Applications take just 5 minutes.
No printing or posting required.


Request an application form via loans@straphaelscu.ie

Chat to Us

Pop into our offices or phone our Loans Team on 0818 247 365

What Documents you need

For all applications:

Copy of your most recent payslip
Estimates of work to be completed - company invoices/quotes
In some cases we may request:
Bank Statements - 3 most recent
Proof of ID, Address or PPSN

Interested in our other loans?

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Other Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €30,000 five year loan with a variable interest rate of 4.75% and 4.85% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €562.71 and the total cost of credit (the total amount repayable less the amount of the loan) would be €3,762.60.

Applicant must be a homeowner. Loan cannot be used for an investment property.