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Become a member

Join Ireland’s Largest Credit Union

Garda Hat

Who Can Join?

Members of An Garda Síochána

Garda Staff & Reserves

Retired Members of An Garda Síochána

Family Members of Garda & Garda Staff**

**Family members must be living in the same household with the exception of children and grandchildren. 

Upload your ID Documents using ID-Pal

Proof of ID

(must be within date)

  • Passport
  • Driving Licence

Proof of Address

(dated within last 6 months)

  • Household Utility Bill
  • Bank/Credit Card Statement
  • Car/Home Insurance cert. 

Proof of PPS

(dated within last 6 months)

  • P60/Tax Credit Cert. 
  • Payslip
  • Social Welfare Documents

Proof of Identification

  • Current Passport or Passport Card
    Current valid driving licence (ROI/NI/UK)
  • We are unable to accept a Public Services Card – under law we cannot use this as proof of PPSN or identity

Proof of Address

  • Current Driving Licence (cannot be used if already used as proof of ID)
  • Government Correspondence (dated within 12 months) – Tax Credit Certificate, Employment Details Summary (P60 replacement), Statement of Liability (P21 replacement), P45, Correspondence from Dept. of Social Protection.
  • Utility Bill – gas, electricity, land-line phone, monthly bill-pay mobile phone, cable TV, broadband
  • Bank or Credit Card Statements – e-statement accepted where name and address are included
  • Credit Union Statement – St. Raphael’s statement not accepted
  • Mortgage Statement (issued within 12 months)
  • College/University letter confirming address for current school year
  • TV Licence (issued within 12 months)
  • Car/House Insurance Cert. or correspondence regarding active policy (within 12 months)
  • Garda Pension Payslip (copy of both sides)

Proof of PPS Number

  • Correspondence containing PPSN from Revenue or the Department of Social & Family Affairs which contains your name, address and PPSN. e.g. P60,P21, Tax Assessment, Tax Balancing Statement, Tax Credit Certificate.
  • Payslip with PPSN
  • Medical Card, Drug Payment Scheme card
  • European Health Insurance card
  • Pension book

We are unable to accept a Public Services Card – under law we cannot use this as proof of PPSN or identity

Membership Forms

Benefits of Joining

No Transaction Fees or Hidden Charges

You won't get a bill for transaction fees or for any hidden charges.

Member Offers

We have a wide range of offers available for all of our members including fuel cards and reduced rate international calls.

Online Banking

Check you balances and transfer funds between accounts and much more.

Low Interest Rate Loans

There's no need to wait around, you can apply for a loan as soon as you've become a member.

Quality Service

Unlike many banks, St. Raphael's always welcomes our members into the branch where you'll be greeted by a person instead of a machine.

Not for profit

St. Raphael's is owned by you and governed by a volunteer board, elected by members.

Frequently Asked Questions

Yes – your children are entitled to join the credit union if they fall within our common bond. We welcome all your family members and encourage all our younger members to open an account and avail of the many benefits on offer. Please provide a birth certificate or a passport along with their PPS number for every child. Please note that we will also need photographic ID and address verification for the parent/guardian opening the account.

The common bond is the factor which unites all the members of our credit union – it is what we all have in common. Our common bond covers:

  • Members of An Garda Síochána
  • Garda Staff & Garda Reserves
  • Employees of St Raphael’s Garda Credit Union
  • Family members of Garda and Garda staff. Family members must be living at the same address with the exception of children and grandchildren. 

Drop it into the branch or free post your application form to : 

Membership Committee
St Raphael’s Garda Credit Union
1 – 2 Fox & Geese
Naas Road
Dublin 22

*available for new membership applications only