Home Energy Saver Loan

4.5% Fixed Rate

approval rate

Thinking of a boiler replacement, adding frost protection, insulation or solar panels? 

It's Easy to Apply

Online Banking

Log in and apply online. No need for printing or posting. Online applications take only a few minutes to complete!


Email our lending team to discuss your options. We'll forward you on the necessary documentation. Email: loans@straphaelscu.ie

Call Us

Call our lending team to discuss your options. We answered over 64,000 calls last year! Call 0818 247 365

Borrow up to €20,000 over a term of up to 5 years.   

What Do I Need to Apply?

For all applications we require:

In some cases we may request:

Benefits and Features

Get more from your loan

Flexible Repayments

Depending on which loan you select, you can choose how frequently you want to make repayments to suit your needs

Free Loan Insurance

If you're under 80 years old, you can avail of free loan insurance on your loan. T&Cs apply.

No Early Redemption Fee

No hidden charges or fee. You won't be charged an extra fee if you decide to pay back your loan early.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: You may have to pay charges if you pay off a fixed-rate loan early

Other Information

4.59% APR (Annual Percentage Rate) 

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €10,000 five year loan with a fixed interest rate of 4.5% and 4.59% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €186.43 and the total cost of credit (the total amount repayable less the amount of the loan) would be €1,185.81.