How Do Budget Accounts Work?

A budget account is a stress-free way to manage your regular bills. It spreads out the cost of your bills evenly over the space of a year, so you don’t need remember when to pay bills, arrange payment, or worry about unexpectedly high bills. You pay a fixed amount every month.  

Simply use our Budget calculator to calculate how much you’ll need to pay every month and take the stress out of managing your bills. 

How to get started: 

  1. Choose which bills you want to include in the budget plan.
  2. Using the calculator below, estimate how much each bill will be over the twelve-month period.
  3. Add a 5% contingency to allow for emergencies or bill increases.
  4. Depending on whether how you want to add funds to your account, set up salary deductions or direct debit using the application form. 

Spread your bills evenly over 12 months

No unexpectedly large bills

Pay your bills on time

Direct Debit option available

Free for all members

Reduces time spent paying individual bills

No late payment fees from bill providers

Budget Planner

Add your details below to calculate your monthly expenses.

Estimate per Month

Total per Week: €

Total per month: €

Total per year: €

5% Contingency per Week: €

5% Contingency per Month €

5% Contingency per Year €