Christmas
Loan

8.25% Variable

8.57% APR*

Flexible Repayments

Choose how frequently you'd like to make repayments; weekly, fortnightly or monthly.

No Early Redemption Fees

There are no fees or changes if you decide to pay your loan back early.

Free Loan Insurance

If you're under 80 years old, you can avail of free loan insurance. T&Cs apply.

What you need to apply

For all applications we require:

  • Copy of Most Recent Payslip

In some cases we may request:

  • Proof of Address - bank statement/utility bill dated within last 6 months
  • Proof of ID - copy of driving licence/passport
  • Proof of PPSN - copy of drug pament card, EHIC, tax credit cert, payslip etc
  • Bank Statements - last 3 months' statements

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Other Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €5,000 five year loan with a variable interest rate of 8.25% and 8.57% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €101.98 and the total cost of credit (the total amount repayable less the amount of the loan) would be €1,118.88 50