Joining St Raphael’s Garda Credit Union Ltd is the best decision you could take for your money. St Raphael’s Garda Credit Union Ltd allows people in the Garda community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.
Membership has many Benefits…
Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured against disability or death.
Easy Transfer of Your Funds
Electronic Fund Transfer
Members can avail of our EFT service to transfer funds to their bank accounts. If the transfer is done before 2pm, the funds will arrive in your account on the next working day at 7am. Once the funds reach your bank account they are cleared and ready for use. It is a quick and easy way to access your funds.
Dividend on Savings
Every year we pay an attractive dividend on members’ savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service
You can be assured of a professional service from St Raphael’s Garda Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Pay by Direct Debit
Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.
All Your Currency Needs
Member Services
Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. Ask any staff member for more details about joining the Credit Union, see below list of available services/features offered by St. Raphael’s for all our members, you can obtain more information on some of these services throughout our website..
